![]() Once you’ve done that, take that number and multiply it by 26 (if you get paid every two weeks) or by 24 (if you only get paid on the 15th and 30th of each month) in order to get your annual income. Then take your monthly income and divide it by 2 in order to get your bi-weekly income. ![]() If you don’t have a roommate or spouse and this spreadsheet is just for you, then just add the total at the bottom. Then you want to add your income and the income of your spouse or roommate. If you don’t receive a fixed monthly or weekly income then just estimate or average it out according to your previous paystubs. You want to start out with your monthly income and the income of your spouse, partner, or maybe even a roommate. Don’t expect to only spend $20 for entertainment a month if you know that you go out to eat twice a week.ġ. It’s easy, just be realistic about how much you plan to spend in certain sections like: food, entertainment, savings, etc. It’s even great if you’re not just starting out and you’re just looking to cut down in some places and save more money! I’m going to break it down for you so that it’s a little easier for you to make your own. ![]() This spreadsheet is GREAT if you’re just starting out and you’re not sure what you can afford or not. Isn’t it beautiful?! This is a sample of a budget sheet I had prepared for someone and I rounded the numbers a little just to make things a little easier. I know, I know, the word “spreadsheet” often sends chills up my spine and I break out in a cold sweat, but I promise, this is soooo simple! And if you follow any suggestions from any of my posts, it should be this one. ![]()
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December 2022
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